Compensation for a debit or credit card data scam

You could be entitled to claim compensation for a debit or credit card data scam event with our No Win, No Fee legal representation.

There are several ways in which payment card data can be misused and/or exposed as a result of a data breach, and the GDPR provides people with rights that are enshrined in law. Data breach compensation pay-outs for events like this can be substantial, especially when particularly personal and sensitive data is involved in a breach.

As a leading firm of UK data breach and consumer action lawyers representing thousands of clients for individual cases, having launched over 45 group and multi-party actions, our experience speaks for itself.

What we mean by a debit or credit card data scam

When we talk about a debit or credit card data scam event, we are talking about the exposure and/or misuse of payment card information that arises from a data breach incident.

This can happen when a cyberattack leads to actual payment card data being stolen. It can also happen from the misuse of personal information that is then used to dupe people into providing debit or credit card details to scammers – perhaps on the phone, by email, or having been led to a fake copy website.

Hackers target this kind of information for the obvious reasons that they can use it to steal money or make fraudulent payments for goods and services. Some hackers target it so they can sell on the information to criminals and fraudsters to then use it as well.

Claiming compensation for a scam event

You could be eligible to claim compensation for any losses, expenses, or distress that arises from a debit or credit card data scam. Losses is an obvious one, and this can mean the recovery of the money lost that has been stolen or used to make fraudulent transactions. Expenses can be for any costs that you incur that are necessary as a result of the event.

In many cases, money will be automatically returned or refunded by the bank in question. Where it isn’t, you could include these losses as part of a claim. However, you do not have to have lost any actual money to be able to claim. You can be entitled to recover compensation for the distress caused by the loss of control of your personal information. The GDPR can allow you to claim damages for this, and it means that many people can claim where payment card data has been exposed.

It’s not nice to think that scammers and criminals could have our payment card data and could abuse it at any moment. Our rights when it comes to the control that we are allowed to have over our information – who knows what about us – is enshrined in law. When we lose control of that right, it can lead to distress and worry; especially when the information is of a particularly personal and sensitive nature.

The law can entitle victims of a data breach to claim compensation for the distress caused by the loss of control of our personal information. Data breach compensation amounts for the distress alone can be in the thousands of pounds mark.

No Win, No Fee legal representation

You could be entitled to claim with our expert legal team on a No Win, No Fee basis for a debit or credit card data scam event. We represent thousands of clients for cases, and many of them are for these types of events; including the group and multi-party actions we are involved with.

For free, no-obligation advice, please do not hesitate to contact the team today.

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